Medicare Part D is also referred to as prescription drug coverage and is available through private insurance companies. You must live in the area that a specific Medicare Prescription Drug Plan services in order to be eligible. How Much Does Medicare Part D Cost? The various insurance companies offer different drug coverage plans so your premiums and out-of-pocket expenses will differ. … [Read more...]
Medicare Blog
Medicare Part C
If you qualify you can choose to enroll in a Medicare Part C plan. This plan is also known as a Medicare Advantage plan. Personal health insurance companies offer Medicare Part C (Medicare Advantage) as well as Medicare Part A and Part B coverage. Let us help you compare Medicare insurance plans that suit your individual needs and budget. What’s Covered by Medicare Part C? In all types of … [Read more...]
Medicare Part B
Medicare Part B covers you for all services performed outside of a hospital setting and is NOT free. You will receive coverage for Medicare Part A and Part B through a private health insurance company, if you have a Medicare Advantage Plan. What’s Covered by Medicare Part B? Medicare Part B covers various services and equipment that are essential to treating your health/medical condition. … [Read more...]
Medicare Part D Gap or Donut Hole
The Medicare Part D prescription drug Coverage Gap or Donut Hole, is the phase of your Medicare Part D benefit where there is a significant gap in your prescription drug coverage. During this phase, you have to pay more for your name brand medications, until you reach the catastrophic coverage phase where you will then have very small copays for those same name brand drugs. When your total … [Read more...]
Medicare is confusing – a Medicare insurance agent can help
Using a Medicare insurance agent can help you understand a somewhat confusing Medicare system and guide you in your Medicare insurance decisions. According to the New York Times, for millions of older Americans, Medicare's Annual Election Period is time to sift through the mind-boggling array of Medicare plans. There is an average of 29 drug plans to digest, and about 18 options for Medicare … [Read more...]
Should I activate Medicare Part B?
Before you Activate Medicare Part B make sure you are signed up for Medicare Part A You should sign up for Medicare Part A even if you are still working and have insurance through your employer as most people get Medicare Part A for free. Activate Medicare Part B Medicare Part B comes with a whole different set of rules you must understand before activating it. You’ll pay a premium when you … [Read more...]
When can I enroll in Medicare?
You can enroll in Medicare after your 65th birthday Your Initial Enrollment Period (IEP) starts three months before your 65th birthday, includes your birth month and ends 3 months after your 65th birthday. You have a total of 7 months to enroll in Medicare. Social Security & Auto Enrollment in Medicare Are you currently receiving social security benefits? If you are already receiving … [Read more...]
Medicare Part A
Medicare Part A is for inpatient hospital care, hospice, some skilled nursing facilities, and some health care in other facilities. Part A is free for most Americans. What's Covered by Medicare Part A? Medicare Part A covers a large variety of medical services that are considered necessary to treat a disease or condition. We like to think of Medicare Part A as hospital insurance. Medicare part A … [Read more...]
Medicare Part B Income Related Adjustment
Medicare Part B is normally covered by a monthly premium to help pay for the cost of doctors, outpatient hospital care, and physical and occupational therapy that one might need. Medicare Part B has a monthly cost or premium that must be paid by everyone who activates their Medicare Part B benefit. The amount you pay varies by how much you/your spouse make per year, this is your Medicare Part B … [Read more...]
Free Medicare Education & Help – Get Unbiased Assistance With Your Medicare Insurance
OCmedicare & Medicare Education Debbie Elmer, OCMedicare founder, has been in the insurance industry since 1982, helping Californians with their Life, Health and Medicare Insurance needs for over 30 years. She built OCMedicare with the purpose of providing you caring, unbiased medicare education and support so you can make the right decisions about your medicare insurance. She is the kind of … [Read more...]
