Medicare Advantage Plans

Understanding Medicare Advantage Plans

Medicare Advantage Plans are health insurance plans that are a part of the Medicare program. If you join one of these plans, you get your Medicare-covered health care through that plan. This coverage can include prescription drug coverage.

In most Medicare Advantage plans, there are extra benefits and lower co-payments than in Original Medicare. However, you have to access care through your primary care physician and go to certain hospitals to receive services.

To join a Medicare Advantage Plan, you must have Medicare Part A and Medicare Part B. You will have to continue to pay your monthly Medicare Part B premium to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer.

Explanation of Medicare Part A, B, C and D:

  • Part A is coverage for “In-Hospital” expenses
  • Part B is coverage for “Out-Patient” expenses
  • Part C is the Medicare Advantage program which you can choose to participate in or you may choose to obtain a Medicare Supplement instead. (We will discuss both of these options)
  • Part D is the Prescription Drug Program portion of Medicare

I Need Help Understanding Medicare Advantage Plans

OCMedicare will provide you free Medicare Insurance quotes, information and advice for the top Medicare Insurance Plans in your area. We will educate you and put you at ease, so you feel comfortable with your Medicare insurance decisions. Fill out the form below or call us today, for your free, no obligation consultation.

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Medicare SupplementMedicare Advantage HMO
Medicare Part D Prescription Drug PlanMedicare Insurance Questions