Medicare Part D is also referred to as prescription drug coverage and is available through private insurance companies. You must live in the area that a specific Medicare Prescription Drug Plan services in order to be eligible. How Much Does Medicare Part D Cost? The various insurance companies offer different drug coverage plans so your premiums and out-of-pocket expenses will differ. … [Read more...]
Medicare Part C
If you qualify you can choose to enroll in a Medicare Part C plan. This plan is also known as a Medicare Advantage plan. Personal health insurance companies offer Medicare Part C (Medicare Advantage) as well as Medicare Part A and Part B coverage. Let us help you compare Medicare insurance plans that suit your individual needs and budget. What’s Covered by Medicare Part C? In all types of … [Read more...]
Medicare Part B
Medicare Part B covers you for all services performed outside of a hospital setting and is NOT free. You will receive coverage for Medicare Part A and Part B through a private health insurance company, if you have a Medicare Advantage Plan. What’s Covered by Medicare Part B? Medicare Part B covers various services and equipment that are essential to treating your health/medical condition. … [Read more...]
Should I activate Medicare Part B?
Before you Activate Medicare Part B make sure you are signed up for Medicare Part A You should sign up for Medicare Part A even if you are still working and have insurance through your employer as most people get Medicare Part A for free. Activate Medicare Part B Medicare Part B comes with a whole different set of rules you must understand before activating it. You’ll pay a premium when you … [Read more...]
When can I enroll in Medicare?
You can enroll in Medicare after your 65th birthday Your Initial Enrollment Period (IEP) starts three months before your 65th birthday, includes your birth month and ends 3 months after your 65th birthday. You have a total of 7 months to enroll in Medicare. Social Security & Auto Enrollment in Medicare Are you currently receiving social security benefits? If you are already receiving … [Read more...]
Medicare Part A
Medicare Part A is for inpatient hospital care, hospice, some skilled nursing facilities, and some health care in other facilities. Part A is free for most Americans. What's Covered by Medicare Part A? Medicare Part A covers a large variety of medical services that are considered necessary to treat a disease or condition. We like to think of Medicare Part A as hospital insurance. Medicare part A … [Read more...]
Medicare Part B Income Related Adjustment
Medicare Part B is normally covered by a monthly premium to help pay for the cost of doctors, outpatient hospital care, and physical and occupational therapy that one might need. Medicare Part B has a monthly cost or premium that must be paid by everyone who activates their Medicare Part B benefit. The amount you pay varies by how much you/your spouse make per year, this is your Medicare Part B … [Read more...]
Free Medicare Education & Help – Get Unbiased Assistance With Your Medicare Insurance
OCmedicare & Medicare Education Debbie Elmer, OCMedicare founder, has been in the insurance industry since 1982, helping Californians with their Life, Health and Medicare Insurance needs for over 30 years. She built OCMedicare with the purpose of providing you caring, unbiased medicare education and support so you can make the right decisions about your medicare insurance. She is the kind of … [Read more...]
10 Tips for Medicare Fraud Prevention
Please read below to learn about the top 10 tips for Medicare fraud prevention, from U.S. Postal Inspector Shari M. Delaney. Medicare Fraudsters contact potential victims in various ways. Person to person Via phone or fax Via the U. S. Mail TIP #10 - Be Suspicious!!! We are far too trusting, which is a good thing, but scammers use it to their advantage. "If it sounds too good to … [Read more...]
What is Medicare?
What is Medicare? Here is the Medicare Definition: Medicare is a health insurance program from the federal government that covers most people that are of the age of 65 or older. If you’re younger than 65, Medicare will cover your health care costs if you’re disabled or have End Stage Renal Disease. People covered by Medicare are called the beneficiaries of the medical insurance program. Medicare … [Read more...]
