Medicare Advice: Do I Need Medicare Insurance?

If you’ve applied for Medicare Part A and B you’ve got Medicare Insurance.  But, you’ve still got a big gap that could create a financial hardship for you if you don’t cover that gap with additional insurance. Medicare covers 80% of your Medicare approved procedures, doctor visits, etc.  But you are still responsible for 20% of all charges. That 20% isn’t a big deal if you just have to see the … [Read more...]

Medicare Advantage: Changes Per Recent Healthcare Reform Bill

One issue that is of interest to senior citizens is how the bill affects the Medicare Advantage. Unless you have been hiding under a rock for the last couple of years, you probably already know that there have been some major changes in health care in this country. Mostly this has to do with the Healthcare Reform Bill that has recently passed through congress. Needless to say, there has been a … [Read more...]

Medicare News: SEP – Special Election Period

Are you one of the 236,000 Private Fee for Service members, nationwide, that are losing your coverage? You now qualify for a SEP (Special Election Period). Medicare Advantage members losing their Private Fee for Service (PFFS) coverage, or other Medicare Advantage program that is leaving the area, are eligible for a SEP (Special Election Period) which allows them to move to another carrier right … [Read more...]

Medicare Advantage: Annual Election Periods Change for 2011

Medicare Advantage plan Election Periods are changing for the 2011 calendar year. The 45-day period from November 15th through December 31, 2010, the Annual Election Periods (AEP), hasn’t changed. Beneficiaries can enroll or dis-enroll from a Medicare Advantage plan during this time period. However, the Annual Dis-enrollment Period, where persons already in a Medicare Advantage plan, may … [Read more...]